FAQs

When will I get the money by applying for your deals like 12 month loans for bad credit ?
As soon as you submit the online loan application, we will start processing it. We maintain an efficient network of lenders that all it takes for us to find an appropriate loan deal is a few hours. The money soon will be on its way to reach you.

Who all are eligible for our deals at 1 Year Loans Today?
Any American national who is not less than 18 is eligible to apply to us, provided he has a regular monthly income and maintains an account in any bank.

When will I know if my loan application has been approved or not?
We will let you know our response soon after your online loan application is processed. If your loan application has been denied monetary support, you will be informed about it through email.

Do you charge anything as cost of application?
The loan application can be made absolutely free of cost. There are no other hidden charges as well.

When do I have to pay my loan back?
We fix the repayment tenure on the basis of the loan scheme you choose to adopt and your repayment capacity.

What if I change my mind after submitting the loan request?
In that case, you are free to cancel the loan application.

How much amount can I borrow?
The amount that you can borrow depends upon your present financial requirement and repayment capacity.

Will the personal information that I provide you remain safe?
We assure you that we will take utmost care to safeguard all your personal details. Please keep track of our privacy policies by visiting the privacy policy page whenever you visit our site.

When can I apply?
You can apply for our unique loan deals anytime you fall short of money. We are open for loan deals throughout.

How can I apply for your deals?
To apply with us, you just have to fill up the simple online loan application form that we have provided. The application form is so short and easy that all it takes for you to fill it up is a few minutes.

What if I have any doubts?
If you have any doubt regarding any of our services, terms or conditions, please feel free to let us know.

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